Financial Literacy
Financial LiteracyNext to physical health, financial health is the most important aspect of one’s life. Take advantage of these resources to learn more about financial literacy.
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Healthy, Wealthy, Wise is the Library’s program designed to help build better families through financial literacy. Our events and activities are created for four specific groups:- Families
- Youth
- Older Adults
- Entrepreneurs
Banking and Credit
Online Personal Money Management
Saving
Investing
Teens & Young Adults
Weiss Financial Ratings
America’s only 100% independent ratings, free of any conflicts of interest. Click the link above or the logo to learn more about stocks, banking institution and investing.
General Financial Education Resources
- SmartAboutMoney.org – National Endowment for Financial Education personal finance education site
- Benefits.gov (Georgia) – Overview of federal benefits available in the state of Georgia.
- mymoney.gov– Federal site offering advice on budgeting, saving, home ownership, and more
- 360 Degrees of Financial Literacy – Financial advice organized by life stages
- Budget Worksheets – Printable budget worksheets for households, vacation, retirement, and more
- Free Credit Report – Get a free annual credit report
- Federal Trade Commission – Consumer information about credit
- AARP – Financial information for seniors
- Military Families – Financial information for military families from FINRA
- Reference Solutions – Find your target market and demographics of businesses like your nearby.
- ValChoice – Shows how to save money on cars, renters and home insurance, and find companies that provide the best protection and value.
Banking and Credit
- www.fdic.gov – Find out how FDIC deposit insurance works and determine if your savings and investments are insured. Learn about Consumer Protection including credit and debit card issues.
- www.fdic.gov/edie/index.html – Calculate your FDIC insurance coverage
- www.bankrate.com -Compare interest rates for checking, savings accounts, prepaid cards, credit cards, secured credit cards and other loans. Calculate your estimated payments.
- www.interest.com – Compare interest rates on CD savings, auto loans, and credit cards and more. Calculate your estimated payments
- www.foxway.com – Free budget planning worksheets
- www.calculatorweb.com/ – Determine credit card payment schedules
- http://www.ftc.gov/bcp/edu/microsites/moneymatters/credit-cards.shtml – Helpful information about credit cards and debt as well as credit card scams and how to avoid them.
- http://www.usdirectexpress.com/edcfdtclient/index.html – A Prepaid Debit Card for Social Security Recipients who do not have bank accounts. A safe, easy way for them to access payments.
- http://www.federalreserve.gov/consumerinfo/default.htm – A consumers guide to credit reports and credit scores, a credit card repayment calculator and more.
- http://www.helpwithmybank.gov/ – Answers and solutions for most banking and credit card issues.
Online Personal Money Management
- mint.com – manage your banking, spending, and saving from one site.
- http://www.themint.org – provides tools to help parents as well as educators teach children to manage money wisely and develop good financial habits
- America Saves – Saving tips and links to help you save for cars, homes, emergencies, and more
- Feed The Pig – Saving tips, resources, articles, and podcasts relating to personal finance
- FINRA Foundation – Step-by-step guides to investing
- FINRA – Investment calculators, market data, and investor education
Teens & Young Adults
- http://jumpstart.org/ – a coalition of diverse financial education stakeholders. These organizations work together to educate and prepare our nation’s youth for life-long financial success.
- Preventing Elder Financial Abuse – guide to help family members and friends of people living in nursing homes and assisted living communities learn how to prevent and report elder financial abuse.
- Reporting Elder Financial Abuse – handout on how to report elder financial abuse.
Disaster Planning
Financial Counseling
- Clearpoint Credit Counseling Solutions (formerly Credability) – Budget, credit, and debt counseling service